Having your car vandalized can undoubtedly cause a very big problem. Vandalism can come in many forms, including broken windows and mirrors, busted lights, graffiti or keyed in scratches, and slashed tired. It’s important to know that necessary steps to take in order to mitigate the issues caused by someone else’s intentional damage to your property. However, filing a car insurance claim for vandalism can be quite tedious. Keep in mind the following tips to ensure that the process can be as convenient for you as possible.
First, contact the police upon seeing your car vandalized. Most car insurance companies will require that a police report go with the claim you file. The earlier you report to officials, the sooner you can get the necessary documents to pursue your car insurance claim. If you see any damage to your car, call a police officer immediately and report the incident without hesitation. In some cases, your prompt reporting can also help police officers catch the perpetrator sooner.
Another important tip to keep in mind is to document the damage done to your vehicle. Take pictures of how your car was vandalized so you can submit them alongside your car insurance claim. If you have fairly recent pictures of your car before the vandalism incident, you can also include that to provide your insurance provider with a point of reference.
Finally, do not forget to contact your insurance company as soon as you’re done reporting the vandalism to the police. With a comprehensive coverage, you can rest assured that your vehicle’s repairs will be properly covered without any issue. To officially file your claim, you will need to provide your insurance provider with pertinent information. This may include details such as where your vehicle was located before and after the vandalism and a full description of your vehicle’s model, upgrades, and even recent repairs.