In 2013 and 2014, the U.S. Bureau of Labor Statistics’ Census of Fatal Occupational Injuries (CFOI) received reports of fatal work-related accidents numbering to 4,585 and 4,679, respectively. Though the Occupational Safety and Health Administration (OSHA) has worked hard to significantly reduce the number of workplace injuries and deaths since its establishment in 1971 (from about 38 worker deaths a day in 1970 to 13 a day in 2014), fatal accidents in work environments still happen.
Every workplace has its own type of dangers; however, of all types of workplaces, construction sites remain to be among the most dangerous due to all the possible sources of injuries workers are exposed to every day, like falling objects, the presence of heavy machinery, risk of electrocution, and risk of falls, especially among those working on roofs and scaffolds and those who always use ladders. Aside from these, many workers in construction sites are also regularly exposed to chemicals which can cause deadly and chronic illnesses.
The effects of accidents can never be undone; however, there are ways to prevent these (through strict observance of OSHA safety rules) and ways to make sure that workers who get injured on the job are never left to carry by themselves the financial burden resulting from the injury. This is because injuries will definitely render a worker unable to work, which will mean no pay during the whole duration of treatment and recuperation – just at the time when the financial needs of an injured increases, it is this same time when his/her means of earning is cut.
To remedy this dilemma suffered by injured workers, the government passed into law the Workers’ Compensation Insurance Program, a state- mandated and administered program designed to provide immediate financial help to workers who sustain injuries while performing their job or who develop an illness due to exposure to toxic chemicals at work. Workers’ Compensation or Workers’ Comp covers lost wages, cost of medical treatment, disability, rehabilitation, retraining, and death (this may include payment of benefits to survivors of workers killed on the job).
Workers’ Comp pays benefits to injured workers regardless of who was at fault in the accident (there is no need for an injured worker to file a case in court just to avail of the benefits); however, if the injury was self-inflicted, was sustained because the worker was drunk, or was a result of actions in violation of OSHA law or company safety policy, then a worker’s application for a claim will be denied.
By allowing workers to receive compensation for any accidental injury without a trial, the problem of a lengthy and expensive court procedure is removed. Most employers are required by the law to carry Workers’ Comp coverage. However, there have been many occasions when injured workers have been denied in their application. While injured workers can freely decide to take care of their application on their own, it may prove a lot more advantageous if they would entrust the handling of the procedure to an experienced Workers’ Compensation attorney who knows what documents to prepare, what forms need to be filled out and within what time frame application for claims should be submitted.
The American Society for the Prevention of Cruelty to Animals or ASPCA estimates that about 70 to 80 million dogs are owned in the United States. That’s approximately 37 to 47 percent of all households across the country. This shouldn’t come as a surprise. Dogs make for fun, loyal, and loving pets, and plenty of people declare themselves dog lovers because of these very traits. Dogs are known to make excellent companions, provided that their owners take full responsibility of their pet’s care and discipline.
Responsible pet ownership is more than just giving your dog treats and taking them out to the park to play catch. Making sure that your pet does not become a threat to others is also among the many responsibilities that a pet owner must prioritize. Just as dogs can be extremely friendly, they can also be quite temperamental. Certain things can easily trigger dogs and cause them to become aggressive. When this happens, dogs could suddenly attack become a danger to yourself and the people around you.
According to Charleston personal injury attorneys at Clawson and Staubes, certain states like South Carolina have laws that hold pet owners responsible for any injures that a dog might inflict on another person. Because dog bites can lead to devastating consequences such as scarring, disfigurement, and costly medical expenses, it’s important that pet owners to their part in preventing such accidents from happening.
In their website, the ASPCA offers a number of suggestions that dog owners can take to make sure that their pets are well-socialized and well-trained, helping prevent any unwarranted attacks from happening. They emphasize the importance of socializing dogs at an early age, allowing them to feel accustomed to new environments. This prevents them from feeling scared or threatened. It’s also important that dogs are trained properly through reward-based exercises. Pet owners should know to reinforce positive behavior in dogs early on, preventing any bad or aggressive habits from further developing.
Remember that dog bites and other animal attacks can cause serious injury. Pet owners should do their part in helping to keep their communities safe from such devastating incidents.
Getting involved in a car accident entails a lot of medical expenses on your end. When it comes to payment of bills, you have to bear in mind that there are certain rules that you need to follow. The general rule is that you have to pay for the medical bills as you incur them. Depending on the kind of accident you got involved in, you are not entirely responsible for paying the bill. Here we will look at the common costs you will pay after an accident.
The sad part about car accidents is that the highest cost we have to pay is human life. Whether it’s injury or death, no amount of money will pay for the potential loss of income and livelihood that is associated with car accidents. In the case of deaths, the amount of money that will be paid will not bring back the life of victim of the car accident. A study conducted by the National Highway Traffic Safety Administration (NHTSA) revealed that US motor vehicle crashes in 2010 cost almost $1 trillion due to loss of productivity and loss of life.
Payment of your medical expenses will depend on which state the accident happened. If it occurred in a “no fault” state, there will be a limit on the amount you will pay. This may vary from one state to another but will generally be less than $10,000. When your expenses are more than the state’s “no fault” limit, you will have to shoulder your medical costs. If you have health insurance, your HMO will cover yout medical bills. If you are enrolled with Medicare or other state run health insurance programs. Here now are your expected medical costs after a car accdient.
1. Injury-Related Expenses
According to the website of Habush Habush & Rottier S.C. ®, severe injuries may entail ambulance costs, X-rays, CT scans, overnight stays, medication costs, physical therapy, and others.
If the plaintiff is required to undergo testing or treatment, the defendant will will be responsible for paying your medical expenses. It can become expensive especially when the accident caused permanent disability and will require adaptive services and nursing care.
It is worth noting that you need to turn over some or all of your money to your health provider if they have been paying the medical costs before the settlement or damage award.
2. Pain and suffering
Juries tend to award huge damage costs for pain and suffering. For this reason, insurance companies are inclined to settle a case. Most insurance providers will use a “pain multiplier” to come up with a fair and reasonable cost for pain and suffering damages.
3. Emotional distress
Accidents or injuries are usually associated with emotional stress. This should be accompanied by psychiatric records and diagnosis. This could increase the amount of damages that will be awarded to you for emotional distress.
4. Wrongful death
By law, spouses are allowed to file a wrongful death action in every state. For minor children, parents can claim liability and damages. The rules may vary on the ability of parents to sue for wrongful death.
5. Emergency room costs
Sometimes car accidents will entail frequent trips to the emergency rooms and the judge will usually award rides and tips to the emergency section of hospitals.
Car accidents can put the lives and future of individuals at risk. As such, it is just right for them to provide damages to the “at-fault” driver.
Swimming pools might be a fantastic source of enjoyment for a lot of families across America. What could be more satisfactory than a soothing swim in the water through the blistering summer months? Whether it is within their very own backyard or in a resort that is beautiful, pools will be an ideal means for households enjoy each other’s business and to cool-off. Nonetheless, even this favorite leisurely energetic may pose some significant risk of harm, particularly for young children.
Sadly, swimming pool injuries are a standard event. Particularly, the CPSC report discovered that an average of 390 drowning-related fatalities happened yearly between the years 2009 and 2007 for youngsters aged 14 and younger.
In these cases, the most typical injuries comprise evisceration, disembowelment, and additional near-sinking injuries. Traumatic brain injuries are also frequent in pool-related mishaps. This usually happens when the child slips on the water outside the pool and drops to the floor, or when the child dives to the pool and hits their head on the bottom of the pool.
These accidents are clearly quite alarming, especially when we think about the fact that swimming is likely to be a pleasurable activity. Can there be a method to stop such disasters from occurring in the foreseeable future? Will there be a way to control these amounts that are alarming?
Depending on which state you live, you will find many procedures the government has imposed to make sure pools are not dangerous for use. Typically, these policies apply for the grade of gear employed by the manufacturer and contractors of the pool. The landowner can also be held accountable of keeping the safety of the pool. According to the website of Williams Kherkher Law Firm, these landowners can be held accountable for their premises. Casualties might possess the option to seek just payment out whenever they can be proven to possess not been diligent in making sure that their swimming pool is secure.
Having your car vandalized can undoubtedly cause a very big problem. Vandalism can come in many forms, including broken windows and mirrors, busted lights, graffiti or keyed in scratches, and slashed tired. It’s important to know that necessary steps to take in order to mitigate the issues caused by someone else’s intentional damage to your property. However, filing a car insurance claim for vandalism can be quite tedious. Keep in mind the following tips to ensure that the process can be as convenient for you as possible.
First, contact the police upon seeing your car vandalized. Most car insurance companies will require that a police report go with the claim you file. The earlier you report to officials, the sooner you can get the necessary documents to pursue your car insurance claim. If you see any damage to your car, call a police officer immediately and report the incident without hesitation. In some cases, your prompt reporting can also help police officers catch the perpetrator sooner.
Another important tip to keep in mind is to document the damage done to your vehicle. Take pictures of how your car was vandalized so you can submit them alongside your car insurance claim. If you have fairly recent pictures of your car before the vandalism incident, you can also include that to provide your insurance provider with a point of reference.
Finally, do not forget to contact your insurance company as soon as you’re done reporting the vandalism to the police. With a comprehensive coverage, you can rest assured that your vehicle’s repairs will be properly covered without any issue. To officially file your claim, you will need to provide your insurance provider with pertinent information. This may include details such as where your vehicle was located before and after the vandalism and a full description of your vehicle’s model, upgrades, and even recent repairs.