Getting involved in a car accident entails a lot of medical expenses on your end. When it comes to payment of bills, you have to bear in mind that there are certain rules that you need to follow. The general rule is that you have to pay for the medical bills as you incur them. Depending on the kind of accident you got involved in, you are not entirely responsible for paying the bill. Here we will look at the common costs you will pay after an accident.
The sad part about car accidents is that the highest cost we have to pay is human life. Whether it’s injury or death, no amount of money will pay for the potential loss of income and livelihood that is associated with car accidents. In the case of deaths, the amount of money that will be paid will not bring back the life of victim of the car accident. A study conducted by the National Highway Traffic Safety Administration (NHTSA) revealed that US motor vehicle crashes in 2010 cost almost $1 trillion due to loss of productivity and loss of life.
Payment of your medical expenses will depend on which state the accident happened. If it occurred in a “no fault” state, there will be a limit on the amount you will pay. This may vary from one state to another but will generally be less than $10,000. When your expenses are more than the state’s “no fault” limit, you will have to shoulder your medical costs. If you have health insurance, your HMO will cover yout medical bills. If you are enrolled with Medicare or other state run health insurance programs. Here now are your expected medical costs after a car accdient.
1. Injury-Related Expenses
According to the website of Insure On the Spot, severe injuries may entail ambulance costs, X-rays, CT scans, overnight stays, medication costs, physical therapy, and others.
If the plaintiff is required to undergo testing or treatment, the defendant will will be responsible for paying your medical expenses. It can become expensive especially when the accident caused permanent disability and will require adaptive services and nursing care.
It is worth noting that you need to turn over some or all of your money to your health provider if they have been paying the medical costs before the settlement or damage award.
2. Pain and suffering
Juries tend to award huge damage costs for pain and suffering. For this reason, insurance companies are inclined to settle a case. Most insurance providers will use a “pain multiplier” to come up with a fair and reasonable cost for pain and suffering damages.
3. Emotional distress
Accidents or injuries are usually associated with emotional stress. This should be accompanied by psychiatric records and diagnosis. This could increase the amount of damages that will be awarded to you for emotional distress.
4. Wrongful death
By law, spouses are allowed to file a wrongful death action in every state. For minor children, parents can claim liability and damages. The rules may vary on the ability of parents to sue for wrongful death.
5. Emergency room costs
Sometimes car accidents will entail frequent trips to the emergency rooms and the judge will usually award rides and tips to the emergency section of hospitals.
Car accidents can put the lives and future of individuals at risk. As such, it is just right for them to provide damages to the “at-fault” driver.
Swimming pools might be a fantastic source of enjoyment for a lot of families across America. What could be more satisfactory than a soothing swim in the water through the blistering summer months? Whether it is within their very own backyard or in a resort that is beautiful, pools will be an ideal means for households enjoy each other’s business and to cool-off. Nonetheless, even this favorite leisurely energetic may pose some significant risk of harm, particularly for young children.
Sadly, swimming pool injuries are a standard event. Particularly, the CPSC report discovered that an average of 390 drowning-related fatalities happened yearly between the years 2009 and 2007 for youngsters aged 14 and younger.
In these cases, the most typical injuries comprise evisceration, disembowelment, and additional near-sinking injuries. Traumatic brain injuries are also frequent in pool-related mishaps. This usually happens when the child slips on the water outside the pool and drops to the floor, or when the child dives to the pool and hits their head on the bottom of the pool.
These accidents are clearly quite alarming, especially when we think about the fact that swimming is likely to be a pleasurable activity. Can there be a method to stop such disasters from occurring in the foreseeable future? Will there be a way to control these amounts that are alarming?
Depending on which state you live, you will find many procedures the government has imposed to make sure pools are not dangerous for use. Typically, these policies apply for the grade of gear employed by the manufacturer and contractors of the pool. The landowner can also be held accountable of keeping the safety of the pool. According to the website of Williams Kherkher Law Firm, these landowners can be held accountable for their premises. Casualties might possess the option to seek just payment out whenever they can be proven to possess not been diligent in making sure that their swimming pool is secure.
Having your car vandalized can undoubtedly cause a very big problem. According to www.insureonthespotservices.com, vandalism can come in many forms, including broken windows and mirrors, busted lights, graffiti or keyed in scratches, and slashed tired. It’s important to know that necessary steps to take in order to mitigate the issues caused by someone else’s intentional damage to your property. However, filing a car insurance claim for vandalism can be quite tedious. Keep in mind the following tips to ensure that the process can be as convenient for you as possible.
First, contact the police upon seeing your car vandalized. Most car insurance companies will require that a police report go with the claim you file. The earlier you report to officials, the sooner you can get the necessary documents to pursue your car insurance claim. If you see any damage to your car, call a police officer immediately and report the incident without hesitation. In some cases, your prompt reporting can also help police officers catch the perpetrator sooner.
Another important tip to keep in mind is to document the damage done to your vehicle. Take pictures of how your car was vandalized so you can submit them alongside your car insurance claim. If you have fairly recent pictures of your car before the vandalism incident, you can also include that to provide your insurance provider with a point of reference.
Finally, do not forget to contact your insurance company as soon as you’re done reporting the vandalism to the police. With a comprehensive coverage, you can rest assured that your vehicle’s repairs will be properly covered without any issue. To officially file your claim, you will need to provide your insurance provider with pertinent information. This may include details such as where your vehicle was located before and after the vandalism and a full description of your vehicle’s model, upgrades, and even recent repairs.
Nursing home abuse is on the rise; according to reports from the Center for Disease Control and Prevention (CDC), more than half a million of the elderly population suffer from neglect, abuse, or any other form of injury. Elder abuse can take on various forms, and according to the CDC there are generally six types of maltreatment, often experienced by elder aged 60 years and older: emotional abuse, physical abuse, sexual abuse, financial abuse, neglect, and abandonment.
It is very important to know who can be held liable for elder abuse and neglect in order to have a legally valid and strong personal injury lawyer. If you have the time to consult a Tennessee personal injury attorney, all the better. Generally, when it comes to elder abuse the facility is the one who can be held accountable, provided that you can present evidence of the abuse. A health care or nursing home facility can be held liable for abuse some factors stated below led to any abuse, endangerment, or injury to the elder:
- Medication or medical errors
- Negligent hiring
- Poor or inadequate training
- Breach of statutory or regulatory responsibility
Any act or practices that an employee of the nursing facility does which lead to harm or injury of the elder or resident can make the nursing facility “vicariously liable”, especially when these acts where done during working hours or during the course and scope of the employee’s work responsibilities. Third-party contractors that the nursing facility hires to perform several particular tasks can also be liable for neglect and abuse claims.
It is highly advised to immediately contact the police or the Adult Protective Services upon seeing or noticing the first signs of elder abuse. Each state may have their own numbers that you can report your concerns to. Remember that symptoms of elder abuse are not always apparent, therefore being vigilant and attentive to the elder resident is important in getting immediate help.
Valentine’s Day is coming up, which means it is almost time to put away the beer and scotch and bring out the “romantic” alcoholic beverages. Although a simple bottle of wine or champagne will suffice, if you want to mix it up, here are some suggestions.
If you are looking for a cocktail to sip on at brunch, try the Raspberry Bellini. For each glass, you will need two ounces of cachaca, six raspberries, a dash of lime juice, two teaspoons of sugar, and your choice of champagne. These only take a few minutes to make, so there is no excuse for you not to enjoy this with some eggs, toast, and your loved one.
For a compliment for or supplement to your dessert, there is the Dessert Fizz. Each serving size requires one and a half ounces of chocolate vodka, one large, chopped strawberry, a handful of mint leaves, one teaspoon of agave nectar, one fourth of an ounce of fresh lemon juice, three ounces of sparkling wine, and a strawberry slice as a garnish. This drink will have you wondering why anyone ever bothered serving chocolate covered strawberries without alcohol.
Finally, Kir and Kir Royale is a simple enough drink to be served with dinner, but still sets the night apart from the rest. All that is needed is one fourth of an ounce of crème de cassis and two and one fourth ounces of dry white wine.
Valentine’s Day is a day for indulgence, but make sure you and your partner are drinking responsibly. Crowe Mulvey says on its website that if a person is serving alcohol, they could be in legal trouble if the person they were serving got into a drunk driving accident. That being said, have fun and stay safe this weekend!
Marijuana is considered illegal in the state of Texas (Texas Stat. and Code Ann. § 481.002.) and is identified as a schedule 1 substance, having a high possibility of abuse and is regarded as having no recognizable medical use. As such, it is considered to be a crime to drive under the influence of marijuana, and penalties dictated by DUI violations would apply to those caught driving under the influence of marijuana, although charges of marijuana possession against the driver or passengers still apply.
According to the Texas Stat. and Code Ann. § 49.01., if a person is caught driving under the influence of marijuana on any amount (as determine through blood or urine samples), it will be enough to establish that the crime has been committed. The penalties can depend on the whether the charge is the first offense or a repeat, and the penalties increase when there is a minor inside the vehicle (Texas Stat. and Code Ann. § 49.04.).
For first convictions, penalties involve fines reaching $2,000, imprisonment of between 72 hours and 180 days, or both. It also includes community service of between 24 and 100 hours, and up to a year of suspension of driver’s license. Penalties for second convictions include fines of up to $4,000 and between 72 hours and 180 days of jail time, or both; with between 80 and 200 hours of community service and license suspension of up to 180 days to 2 years. For third and ensuing convictions, the fine can reach up to $10,000 with between 2 and 10 years of imprisonment, or both; community service of between 160 and 600 hours and license suspension of between 180 days and 2 years.
Being charged and convicted with marijuana-related DUI can be hard as it can affect the various areas of your life. Being charge would mean you need to find good Houston criminal defense lawyers to help lessen or lower your penalties. Because state laws vary, especially when it comes to DUI charges, it helps to find a criminal defenses lawyer who understands how these court proceedings are handled in your state by prosecutors and judges.
A vastly exciting development in the field of neurology may have a tremendous impact on those who have been paralyzed due to a spinal cord injury (SCI).
An article in the June 2011 edition of Lancet entitled “Effect of epidural stimulation of the lumbosacral spinal cord on voluntary movement, standing, and assisted stepping after motor complete paraplegia: a case study” published the results of 7 months of experimental implant to produce epidural stimulation of a 23-year-old paraplegic man who sustained SCI in a car accident. He had a complete loss of voluntary motor function but preserved some sensation below the T1. The results were promising; the man recovered some voluntary movement in his legs with epidural stimulation.
A follow-up article published in Brain, A Journal of Neurology in 2014 continued to follow the progress of the original test subject plus three more candidates, two of whom had absolutely no sensation left after incurring SCI. This new technique is based on the premise that the electrical stimulation reactivates the resting potential of the spinal cord which keeps the cord alert in people with undamaged spinal cords, but which degrades with disuse with paralyzed subjects. Different voltages dictate the resulting movement, so algorithms that will smoothly coordinate the different electrical stimuli needed for walking could very mean restoration of near-regular mobility for paralyzed subjects.
Such an accomplishment is not yet at hand, but the four subjects have already exhibited marked improvements in bowel and bladder control as well as sexual function. One subject has even succeeded in initiating movement without the help of the epidural implant. According to the website of the Sampson Law Firm, serious emotional trauma from the indignities of being paralyzed is one of the major problems with SCI patients. This recovery of the most basic human functions will go a long way to alleviating this emotional distress and improve matters for SCI sufferers.
There is a lot of pressure for the widespread use of the technique, but still it is years away from becoming an accepted intervention for SCI patients, many of whom are victims of the negligent actions of others. If you are suffering the consequences of a negligence-related SCI, you may have expenses that you cannot afford to meet. Consult with a spinal cord injury lawyer in your area to file a claim against the responsible parties to help you in your financial need.
These days, people need the assistance of lawyers for countless different reasons. When it comes to finding the right lawyer for your cause, things can get a bit tricky. Not many people understand what qualities to look for when hiring a lawyer, particularly if they have never done it before. Read this article and learn some key tips that will help you choose your next lawyer.
Make sure your lawyer and you can meet in person to discuss the case regularly. Lots of attorneys work for clients without speaking to them for a while. Set up a schedule to confirm that everything is under control.
Ask your friends and family if they know any good lawyers. You can get great suggestions for lawyers this way. This can relieve some of the stress involved and help you to make a wise choice.
Do your homework when trying to find a lawyer. If you need a specialist, do not just rely on the references of your general practitioner. Do background checks, ask around those you know with personal experiences or legal connections. Putting in the time to hire a good lawyer usually means a better outcome they eventually give you in return.
Don’t just pick the first lawyer you find on the Internet. It is tempting to think lawyers all do the same thing, but they can vary in quality and expertise. Ask friends if they know a good lawyer and what he represented them for. Be picky when choosing legal help.
As mentioned earlier, people need lawyers like the ones of the Abel Law Firm for all sorts of different reasons. You may find it a bit overwhelming trying to decide which lawyer to hire. However, if you implement the tips mentioned in the article above, you are sure to find a good lawyer that you can count on.
According to scientists, antidepressants such as Prozac work because they increase serotonin, a neurotransmitter which makes us happy.
Unfortunately, conflicting evidence may discount this theory.
Firstly, antidepressants only work on just over half of patients. Furthermore, since serotonin cures depression, then scientists should then be able to induce depression by lowering the amount of serotonin in the brain. In repeated experiments, this hasn’t worked; it sometimes lowers mood, but it cannot come close to inducing depression.
Read more: http://www.wired.com/2011/11/how-does-prozac-work/
Strict product liability is the absolute responsibility for damages or injury given to a person or party even without proof of fault or negligence. This is a legal responsibility from anyone involved in the chain of manufacture of a product that caused damages or injury to a consumer. Strict liability does not depend on the level of caution or care of the defendant, but then defendant is held liable so long as the product is proven to be defective.
In most tort cases, the key factor is proving negligence or fault through the standard of action of the defendant. To be guilty of negligence typically means the plaintiff should present evidence of any conduct or manner that is below the expected standard of care of an average reasonable person. This rule does not apply to strict liability claims. Strict product liability disregards any inquiry on the standard of conduct of the defendant; it has replaced the “standard negligence rule” because it has been too difficult to establish fault or negligence on the part of the manufacturer.
For strict liability case, plaintiffs should be able to show that the product was marketed in a dangerous condition and that the marketer was aware that the consumer will receive the product without any changes on it. It is also important to show that the defective product caused injury to the plaintiff or his property. Although the state has accepted the strict product liability law, the manufacturer is not automatically liable. Some situations where the plaintiff can be at fault includes him using the product knowing there is a chance of injury (assumption of the risk), an event or person have interacted that may have been the real cause of the injury, or the plaintiff’s own carelessness contributed or is the actual cause of injury.
Those who can be sued for strict product liability include manufacturers, retailers, and distributors. Any of these can be the defendants in the personal injury or product liability claim, and once the case has been filed, it is then the responsibility of the defendant to prove who among them are really at fault and who should pay compensation for the damages.